Pawnshop Management System
Run your pawnshop business from one system
Customers, collateral, loans, the cash desk and reports in one place. Interest, penalties and the payment schedule are calculated automatically, a contract prints in one click, and management sees the state of every branch in real time.
- 1 click
- to print the contract, payment schedule and receipt
- Automatic
- interest, penalties and outstanding balance calculate themselves
- Real time
- the cash desk and portfolio of every branch on one screen
- Full control
- roles, permissions and a log of every operation
Everything a pawnshop needs day to day
Instead of paper ledgers and Excel sheets.
Customer base
National ID (FIN), ID card, 3 phone numbers, loan history and a blacklist. Blacklisted customers cannot be given a loan.
Collateral and loans
Gold purity, weight, weight without stones and photos. The annuity payment schedule is ready instantly.
Contracts and documents
The 2-page contract, payment schedule and collateral receipt are filled in and printed automatically.
Cash desk
Opening and closing, cash in and out, single and bulk loan disbursement, receipts. Every correction stays in the history.
Payments, interest, penalties
Daily interest and late penalties are calculated automatically. Partial and full repayment, penalty waivers.
Collateral sale
The collateral of an overdue loan is sold, the loan is closed and the amount is posted to the cash desk automatically.
Multiple branches
Each branch has its own cash desk and tax ID. Customers can pay at any branch, and settlement between branches is automatic.
Reports
Daily and monthly reports, overdue loans, bank and debt financing, net result.
Roles and control
Cashier, loan officer, jeweller and any new role you need. Who did what and when is written to the log.
Why this system?
- Built for pawnshops — not generic software; it is built around the working rules of a real pawnshop.
- Your data stays with you — it is installed on your own server.
- Runs in the browser — on computers, tablets and phones; dark mode included.
- SMS reminders — for customers whose payment date is approaching or overdue.
- Flexible terms — interest, term and fees are set separately for each loan.
Get in touch to see the system live
We will show you everything it can do using your own working rules.